Life Insurance
Protect the people who matter most.
Life insurance is one of the most important pieces of a solid financial plan. It’s not about worst-case thinking. It’s about making sure the people you care about are protected if the unexpected happens.
At MW Financial Planning, we help individuals, families, and business owners understand their options and choose coverage that actually fits their life, their responsibilities, and their long-term goals.
No pressure.
No confusing jargon.
Just practical guidance and honest conversations.
What Life Insurance Can Help With
Life insurance is commonly used to help with:
- Replacing income for a spouse or family
- Paying off a mortgage or other debts
- Covering final expenses
- Supporting children’s education
- Creating estate liquidity
- Business continuation and buy-sell planning
- Leaving a legacy or charitable gift
Every situation is different. The right policy depends on your goals, obligations, health, and budget.
Types of Life Insurance
We help clients explore options such as:
- Term Life Insurance – Coverage for a specific period of time, often used for income replacement or mortgage protection.
- Permanent Life Insurance – Long-term coverage that may also include a savings or investment component.
- Joint Life Insurance – Coverage for couples, often used in estate and tax planning.
We’ll walk through the pros and cons in plain language so you can make informed decisions with confidence.
Who We Work With
We regularly help:
- Young families
- First-time homeowners
- Business owners
- Professionals
- Pre-retirees and retirees
Whether your insurance needs are simple or more complex, we’ll meet you where you’re at.
Our Approach
We believe life insurance should be:
- Easy to understand
- Matched to real needs
- Reviewed regularly as life changes
Our role is to help you:
- Understand your options
- Compare suitable solutions
- Apply with confidence
- Keep your coverage aligned as your life evolves
There’s no obligation and no pressure to proceed.
Licensing & Disclosure
Life insurance products are provided through MW Financial Planning by a properly licensed Life & Accident & Sickness Insurance Advisor in Alberta. All recommendations are made based on suitability, needs, and applicable regulations.