Mortgage Services

Buying, refinancing, or renewing a mortgage is a major financial decision - and it affects far more than just your interest rate. The structure, features, and flexibility of your mortgage can have a long-term impact on your cash flow, goals, and overall financial plan.

Through Mortgage Architects, Matthias Winters acts as your point of contact to help guide you through the mortgage process with clarity, education, and straightforward advice.

No pressure.

No gimmicks.

No confusing rate marketing.

Just clear guidance and professional service.

All mortgage services are provided by Matthias Winters in his capacity as a Mortgage Associate of Mortgage Architects, a licensed mortgage brokerage. MW Financial Planning is not a mortgage brokerage and does not arrange mortgages.

Mortgage services are offered in Alberta, the province in which Matthias Winters is licensed.

Matthias commonly assists clients with:

• Purchase mortgages
   
• Mortgage renewals
   
• Mortgage refinancing
   
• First-time home buyer guidance
   
• Debt consolidation strategies
   
• Rental and secondary property financing
   
• Acreage and rural property financing (subject to lender guidelines)
   

Matthias’s role is to help you:

• Understand common mortgage products and features
   
• Compare lender options available through Mortgage Architects
   
• Review term lengths, payment structures, and prepayment options
   
• Coordinate your application through Mortgage Architects’ secured systems
   
• Support you through the approval and funding process
   

Mortgage solutions vary by lender, borrower profile, and underwriting guidelines.

Matthias acts as your primary point of contact, helping to:

• Gather your information
   
• Explain lender requirements
   
• Coordinate documentation
   
• Guide you through conditional approvals
   
• Assist through closing and funding
   

Matthias does not act as a lender and does not replace the brokerage. He helps guide you through the Mortgage Architects process.

Mortgage rates, approvals, and terms are not guaranteed, are subject to lender underwriting, and are subject to change without notice. Final approval is based on lender criteria, borrower qualifications, and property details.

No specific rate, product, or outcome is promised or implied.

Mortgage services are arranged through Mortgage Architects, a licensed Canadian mortgage brokerage. Matthias Winters provides mortgage services solely in his capacity as a Mortgage Associate of Mortgage Architects.

MW Financial Planning is a separate business and is not a mortgage brokerage.

Clients are never obligated to work with Matthias Winters specifically and may contact Mortgage Architects directly to speak with another licensed representative if they prefer.